The question many advisers get asked? What value can an adviser add to a client’s portfolio? It can be hard to quantify as it is very subjective and differs from individual to individual. A research paper was written by Vanguard to tackle this very subject in March 2019 titled “Putting a value on your value: Quantifying Vanguard Adviser’s Alpha”.
This week I got the phone call that every financial planner dreads – a wonderful client told me he had been diagnosed with a terminal illness. He and his wife were in tears on the phone – so many plans were underway to support their retirement (restructuring assets to improve their income and lifestyle), and their world changed overnight with his diagnosis.
This week we saw the Albanese led Labour Government win the election in fairly convincing style.
But what does the new Labour Government promise to offer Australians in regards to their finances?
When it comes to Risk Management and deciding what levels of cover are right for you, one size certainly does not fit all. As such the insurance industry continues to evolve and cater for individual needs and scenarios. In this article I will take a brief look back at how the insurance world has changed and how several new species of “Hybrid Insurances” may be an effective way to reduce your premiums and cater to your particular needs.
Superannuation can be considered a somewhat complex creature, and constantly changing legislation doesn’t help matters. Below I have compiled my top ten facts that I regularly find members are unaware of when it comes to their retirement nest eggs.
For this month’s Hudson Newsletter, I wanted to expand on the information I presented in my Tuesday Chat this week – the idea of ESG Investing (Ethical, Social and Governance). This investing simply put, is applying non financial criteria as a part of an analysis of whether to invest in a certain company. Or not.
As we approach the end of the tax year (June 2022) it’s time to start thinking about superannuation strategies that you can use to your advantage. The often forgotten but by far the biggest payoff exists for those in the lower to mid tax brackets (with income less than $57,016) with what I term a ‘free hit’ where you can receive up to a 50% return on your contribution.
