When it comes to Risk Management and deciding what levels of cover are right for you, one size certainly does not fit all. As such the insurance industry continues to evolve and cater for individual needs and scenarios. In this article I will take a brief look back at how the insurance world has changed and how several new species of “Hybrid Insurances” may be an effective way to reduce your premiums and cater to your particular needs.
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Superannuation can be considered a somewhat complex creature, and constantly changing legislation doesn’t help matters. Below I have compiled my top ten facts that I regularly find members are unaware of when it comes to their retirement nest eggs.
For this month’s Hudson Newsletter, I wanted to expand on the information I presented in my Tuesday Chat this week – the idea of ESG Investing (Ethical, Social and Governance). This investing simply put, is applying non financial criteria as a part of an analysis of whether to invest in a certain company. Or not.
To be eligible for the Age Pension, you must be age pension age and meet specified criteria.
As we approach the end of the tax year (June 2022) it’s time to start thinking about superannuation strategies that you can use to your advantage. The often forgotten but by far the biggest payoff exists for those in the lower to mid tax brackets (with income less than $57,016) with what I term a ‘free hit’ where you can receive up to a 50% return on your contribution.
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Written by Helen Ker…. Facebook posting 2/03/22 After well over half a century of working, I have decided to hang-up... View Article
If you or anyone in your family have a personal insurance policy (Life, TPD, Income Protection, Trauma) and you do not have Hudson assigned as the adviser on the policy you are missing out.
I wrote an article in the Hudson Report March last year with the minimum annual cost of a comfortable or modest standard living in retirement for singles and couples. The figures are reviewed regularly and updated quarterly in line with inflation.
If you have clicked the article to read more, then the answer is probably yes. For most this is one of, if not the biggest financial decision you will make. Australians retiring today can expect to live until their mid-80s. For retirees in early to mid-60s, that means finding a way to pay for a further 25+ years of life.