Author Archives for Hudson Financial Planning

Hybrid Insurance

April 28, 2022 2:38 pm Published by Leave your thoughts

When it comes to Risk Management and deciding what levels of cover are right for you, one size certainly does not fit all. As such the insurance industry continues to evolve and cater for individual needs and scenarios. In this article I will take a brief look back at how the insurance world has changed and how several new species of “Hybrid Insurances” may be an effective way to reduce your premiums and cater to your particular needs.

ESG Investing

April 28, 2022 2:35 pm Published by Leave your thoughts

For this month’s Hudson Newsletter, I wanted to expand on the information I presented in my Tuesday Chat this week – the idea of ESG Investing (Ethical, Social and Governance). This investing simply put, is applying non financial criteria as a part of an analysis of whether to invest in a certain company. Or not.

Government Super Co-Contribution

April 28, 2022 2:21 pm Published by Leave your thoughts

As we approach the end of the tax year (June 2022) it’s time to start thinking about superannuation strategies that you can use to your advantage. The often forgotten but by far the biggest payoff exists for those in the lower to mid tax brackets (with income less than $57,016) with what I term a ‘free hit’ where you can receive up to a 50% return on your contribution.

Thinking of Retiring?

February 28, 2022 5:36 am Published by Leave your thoughts

If you have clicked the article to read more, then the answer is probably yes. For most this is one of, if not the biggest financial decision you will make. Australians retiring today can expect to live until their mid-80s. For retirees in early to mid-60s, that means finding a way to pay for a further 25+ years of life.