When it comes to Risk Management and deciding what levels of cover are right for you, one size certainly does not fit all. As such the insurance industry continues to evolve and cater for individual needs and scenarios. In this article I will take a brief look back at how the insurance world has changed and how several new species of “Hybrid Insurances” may be an effective way to reduce your premiums and cater to your particular needs.
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If you or anyone in your family have a personal insurance policy (Life, TPD, Income Protection, Trauma) and you do not have Hudson assigned as the adviser on the policy you are missing out.
Written by Written by Aaron Alston - Financial Adviser COVID-19 – Are you covered if you are diagnosed with, die from or receive a COVID-19 vaccination? Disclaimer: This article is related to Life Insurance, TPD Insurance, Income Protection and Trauma Insurance only. This article doesn’t address insurance products such as travel insurance as Hudson are only licensed to provide advice on personal insurance products.
Written by Aaron Alston – Financial Adviser Recently, the Australia Prudential Regulation Authority (APRA) announced that it was concerned that life insurance companies have been keeping premiums at unsustainably low levels to compete for customers. APRA expects that with effect October 2021 life insurance companies will offer new income protection contacts.
Written by Aaron Alston – Financial Adviser There are potential tax implications for a policyholder or family member as a... View Article
A friend of mine held a Trauma/Critical Illness Insurance policy for over 10 years. As her policy reached the anniversary... View Article
Where life insurance is about dying, trauma insurance is about surviving. Ever improving medical advances has meant that more and... View Article
Employers to find existing Supers – Historically when a person starts a new job they often sign up to whatever Super... View Article
If the person insured passes away the insurance provider will assess the claim and pay the Life insurance benefit to... View Article
More than 45,000 Australian couples divorce each year, and almost half of those divorces involve children under the age of... View Article